Home Mortgage Loans

DSCR (debt service coverage ratio) loan, or Investor Cash Flow loan, is a non-QM loan that allows you to qualify for a home loan without relying on personal income.

DSCR loans are perfect for real estate investors who can secure a real estate loan based on their rental property’s cash flow, not their income tax returns or other financial paperwork. Here’s how a DSCR loan works and what it takes to qualify.

Top Down Payment Assistance Programs and First Time Home Buyer Special Mortgage Financing Available in Florida. We offer these Special Mortgage Financing programs free to you as a service to our local Florida community.

These Down Payment and Closing Cost Assistance programs can only be provided by Lenders who have been approved by specific Institutional Investors.

Commercial loans are loans used to finance commercial real estate, such as office buildings, retail centres, hotels, or industrial properties. Commercial loans are offered by banks..

Non-QM loans are mortgages designed for borrowers who have non-traditional income sources, credit issues, or high debt ratios. These loans are often provided by specialty lenders.

VA loans are mortgages guaranteed by the Department of Veterans Affairs for eligible veterans, service members, and surviving spouses. VA loans has no down payment….

Jumbo loans are mortgages used to finance high-value properties. Jumbo loan limits can change over time and can vary depending on the housing market and location.

Conventional loans are for buying residential properties, such as single-family homes, town homes, condos, or manufactured homes. Private mortgage insurance companies… 

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